Todd Terhorst

06/26/10
President & Managing Partner
Diversified Wealth Management
www.diversifiedwealthmanagement.com
www.toddterhorst.com
todd@diversifiedwealthmanagement.com
612-435-0035

President and Managing Partner
CFP, CLU, ChFC, AAMS, CRPC, CFEd, AWMA

Todd has been in the financial planning industry for more than 15 years. Since founding Diversified Wealth Management in early 2003, his firm has expanded to 9 financial professionals (plus staff) in 4 locations in Minnesota. Todd works with individuals and small business owners doing comprehensive financial planning and wealth management.

Todd’s expertise in real estate investing stems from his personal experience in buying and selling investment properties for the past 12 years. Todd also works with many individual and business clients who invest in real estate in their IRAs and other qualified plans.

Todd holds a diverse array of advanced designations from the financial services industry that illustrate his expertise in a variety of financial planning areas.

CFP ™ - CERTIFIED FINANCIAL PLANNER ™ Professional A designation issued by an independent board for financial planning. The CFP is widely considered to be a very prestigious and important designation in the industry for advisors who offer comprehensive planning services.

ChFC - Chartered Financial Consultant An advanced designation offered through the “American College” that concentrates on financial planning for small businesses.

AAMS - Accredited Asset Management Specialist An advanced program offered through the “College for Financial Planning” that concentrates on asset management and asset allocation.

CLU - Chartered Life Underwriter An advanced designation offered through the “American College” that concentrates on insurance analysis and estate planning.

CRPC - Chartered Retirement Planning Counselor An advanced designation offered by the “College for Financial Planning” focusing on retirement planning for individuals and small businesses.

CFEd - Certified Financial Educator A specialty designation issued through the “Heartland Institute of Financial Education” (HIFE) dealing with college level “work place” and corporate financial education.

AWMA - Accredited Wealth Management Advisor An advanced program offered through the “College for Financial Planning” that concentrates on comprehensive wealth management issues.

* Securities offered through Securities America, Inc., Member FINRA/SIPC, Advisory services offered through Securities America Advisors, Inc. Diversified Wealth Management and the Securities America Companies are independently owned. 5/08 / 11-09